tag:blogger.com,1999:blog-5218203.post1178245774476800959..comments2023-03-27T10:13:18.697-05:00Comments on Inside Joke Theatre - Randy Lander's Blog: Can Someone Explain Health Insurance To Me?Randy Landerhttp://www.blogger.com/profile/01927023143072517623noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-5218203.post-72260296501920284582007-08-10T13:43:00.000-05:002007-08-10T13:43:00.000-05:00That's good advice, by chunter. I'd do what he sa...That's good advice, by chunter. I'd do what he says Randy. The reason the fees are so high is because too many don't have medical insurance and just walk away, raisng the price for those who do pay. I'd suggest walking the line and following the above advice. If you come to some sort of agrrement they won't destroy you credit history. If you don't pay they probably will.<BR/><BR/>Regards,<BR/>WartortleWARTORTLEhttps://www.blogger.com/profile/15649432972470404762noreply@blogger.comtag:blogger.com,1999:blog-5218203.post-21045753156291676512007-08-09T06:41:00.000-05:002007-08-09T06:41:00.000-05:00Randy,I think that you understand it in a nutshell...Randy,<BR/><BR/>I think that you understand it in a nutshell.<BR/><BR/>We took my (then) 2 year old to the ER one night because she was so sick. Had fever, lethargic, etc.<BR/><BR/>We had no insurance at the time.<BR/><BR/>Got her looked at. $3000.<BR/><BR/>It was the same ER that I currently work at. Looked at the itemized bill (which you should look at as well) and $2700 of that was just the hospital fees. The other $300 was for the spinal tap the doctor did to rule out meningitis.<BR/><BR/>I talked to one of the ER docs that I work with that is also the ER Medical Director about what I should do about it.<BR/><BR/>This is what he suggested and I will suggest to you: Pay the minimum monthly fee that you can. At the same time, save up a lump sum on the side. Most hospitals will accept a large lump sum for a lesser amount and write the rest of the bill off.<BR/><BR/>Offer something like a 50% lump sum payoff for the rest of the bill. Or just ask them what they would take and negotiate the rest.<BR/><BR/>DON'T feel like you have to pay that full amount because you DON'T.<BR/><BR/>Yeah, man, healthcare sucks. <BR/><BR/>Have you seen SiCKO by Michael Moore yet? That movie really shows just how messed up our healthcare system is.Chrishttps://www.blogger.com/profile/04236885629166757557noreply@blogger.com